Has Coronavirus pressed pause on your house buying research?
Think again. Since we all have some extra time on our hands, we suggest buyers should do as much online research as possible. From researching local areas, transport links, and local amenities, find out as much as you can so you have a clear path to move forward.
Here are our top tips to help you find your dream home.
While researching your new home it’s important to be organised, so whether spreadsheets, post-it boards, or lists are your thing, find something that works for you. It will help keep you on track and will make your move as simple as possible.
It’s important to research what you can really afford. You should do this before you start your property search, then you won’t find yourself in love with a home that’s outside your budget. There are many online free mortgage calculators that can give you an estimate to how much you can borrow, and what your monthly payments could be. With this monthly payment in mind, try living off this new budget for a few months. Are you still living comfortably? If not, it’s time to reassess how much you can afford to spend on mortgage repayments.
Estate agents can also help you with finding a solicitor and it’s likely that they will recommend someone to use. But it’s also worth doing your own research. Remember, solicitors don’t have to be local, as long as they are contactable by phone and email you can choose a solicitor anywhere in the country. If you’re not sure where to start, here are some tips that may help.
Have you given any thought to what schemes might be available to help you financially? It’s definitely worth looking into schemes such as Help to Buy, Shared Ownership and First Home Fund amongst others. Please be aware that some schemes are only relative to England or Scotland only.
Some other things you’ll need to think about that you may have not considered, include finding the best storage facilities and removal firms. If you’re lucky enough to have family and friends close-by, draft them in to help with your move. It will be all hands-on deck so you’ll need as much help as possible, so let them know you would like their help when it’s time to move in. On the other hand, if you don’t have family or friends close by, research some professional moving companies and make a note of which ones you like the sound of. When the time is right, you can contact each firm and make your final decision. If you’re unsure how to go about this, here are some tips that may help.
Once you’ve identified your ideal location with the lifestyle that suits you, where possible try to speak to one of our new homes team. They will know what’s coming up for sale and can inform you of any new homes available in your desired location and offer you support in selling your existing home. Why not ask about Assisted Move or Part Exchange?
We’re all experiencing a time of uncertainty at the moment, and if you were planning a big move you might feel your plans are on hold. But using our top tips, you’ll be as prepared as you can be when you come to finding your dream home.
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