Brotherton Farm, Livingston, West Lothian

2-3 bedroom homes

Brotherton Farm is a fantastic development of two and three bedroom homes available on a shared equity basis, in proximity of the West Lothian countryside.

When it comes to location, contemporary design and space, Brotherton Farm has something for everyone - it’s a perfect choice for first-time buyers and families alike.

Key features
  • Shared equity
  • Energy efficient homes

Find out more

Brotherton Farm
Brotherton Avenue,
Livingston,
West Lothian
EH4 9FN

Get directions

Telephone: 01236 824273
Mobile: 07812 623537


Flexible buying options

Imagine buying a home and not having to pay the full price. How great would that be?

Well that's exactly what our shared equity scheme can offer you. It means you can apply for a smaller mortgage using a smaller deposit - as little as 60% of the property's value.

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Gallery


Location

Brotherton Farm has everything you need. Located on the edge of Livingston, it is a superb new neighbourhood of modern, energy-efficient homes.

Near the West Lothian countryside, these homes combine fresh air and wide horizons with one of the most convenient locations in central Scotland. 

Add to that the stunning local scenery and Brotherton Farm really gives you the best of both worlds. It's the perfect choice for first-time buyers and families alike.

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Availability

Plot Description SQFT TYPE 100% 80% 60% Anticipated Entry Date Floor-plan
18 2 bed terraced house 789 Young £170,000 £136,000 £102,000 March 2020 Download
21 3 Bed Semi Detached 900 Meldrum £200,000 £160,000 £120,000 March 2020 Download

About shared equity

The equity loan is provided by Places for People Scotland and the Scottish Government.

You do. You’ll own 100% of the property and there’ll be no rent to pay. 

The loan will be a set percentage of the property’s value. So when you come to sell your house in future, you’ll pay back the same percentage of the sale price.

For example, if you have a 20% equity loan on a house worth £200,000, you will have borrowed £40,000 as the equity loan and the remaining 80% will be funded by a combination of your deposit and mortgage.

When you sell your house you will pay back the equity loan.  If your house is worth £220,000 when you sell it you’ll pay back 20% of the current market value eg £44,000.  Your own equity will have also increased in value.

You have the option to reduce the loan and you can do this in two stages. For instance, if your equity loan is 20%, you could pay off a first stage of 10%, which would be divided equally between the two lenders. Then the same again for the second stage, which would reduce the loan to zero.

You can only make reduction payments once in any 12-month period.

There are only a few. You must not own any other properties and this property must be your principle residence.  You are not allowed to rent out the property or take in a lodger. You must not re-mortgage without our permission, and you have to repay the equity loan before you can release any equity for other purposes.

Loans are available subject to status. 

Please note that a maximum household income qualification applies –

  • 2 bed house - £40,000
  • 3 bed house - £50,000

In the first place, talk to our sales team. They’ll take your details and refer you to an independent mortgage broker or independent financial advisor, who’ll talk to you about the various options available and take you through the application process. So you’ll get all the help you need.

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Find out more

Brotherton Farm
Brotherton Avenue,
Livingston,
West Lothian
EH4 9FN

Get directions

Telephone: 01236 824273
Mobile: 07812 623537